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STATE BANK OF INDIA LOAN SERVICE


Pineapple SBI offers myriad home loan products including home loans for residents, NRIs, top-up loans, balance transfer, pre-approved loans, bridge loans, and more. Women borrowers are offered a concession of 0.05% on the interest rate.SBI offers floating-rate packages on their home loans. SBI interest rates are pegged to floating interest card rate which currently stands lowest at 7.35% Updated on 12 May 2020. The rates vary based on employment type salaried or self-employed.SBI home loan scheme has separate sets of eligibility parameters. Please check SBI Home Loan Eligibility before applying to avoid rejection. The common eligibility factors are as given below SBI Green Home Loan Perks for individuals who buy green homes in projects that use renewable energy and have low carbon emissions.


STATE BANK OF INDIA LOAN SERVICE


SBI Home Loan Schemes Interest Rate for Salaried Interest Rate for Self Employed
SBI Home Loans (Term Loan) 7.35% – 7.75% 7.50% – 7.90%
SBI MaxGain (Floating Interest Card Rate) 7.70% – 8.10% 7.85% – 8.25%
SBI Insta Home Top Up Loan 8.60% 8.60%
SBI Home Top Up Loan (Term Loan) 7.90% – 9.95% 8.05% - 10.10%
SBI Home Top Up Loan (Overdraft) 8.80% – 9.05% 8.95% - 9.20%
SBI Smart Home Top-Up Loan (Term Loan) 8.45% 8.95%
SBI Smart Home Top-Up Loan (Overdraft) 8.95% 9.45%
SBI CRE Home Loan 50 bps + final rate 00:00
SBI Tribal Plus/CRGFT 10 bps + final rate 00:00
SBI Reverse Mortgage Loan Public: 9.45%/SBI pensioners: 8.45% 00:00
SBI Bridge Home Loan First year: 9.90% / Second year: 10.90% 00:00
SBI Privilege and Shaurya 7.35% p.a. onwards 00:00
SBI Realty 8.05% - 8.30% 00:00

SBI Bank Home Loan Eligibility Criteria


Requirements Salaried Self-Employed
Residency Indian/NRI Indian/NRI
Age 18 to 70 years 18 years onwards
CIBIL Score Above 750 Above 750
Loan tenure Not more than 30 years Not more than 30 years
Minimum Loan Amount Check with bank Rs.50,000
Maximum Loan Amount Check with bank Rs.50 crore
+91 8877641879
+91 8877641879
info@homelone.in